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Buying a house, step 4 - closing.

Posted by Dominic Tue, 03 Jun 2008 17:41:00 GMT

It’s closing day.

You take half day off, sleep in, are well rested, get ready and head to the title company.

There you meet up with your Realtor and the representative from your mortgage lender.

Then you meet with the representative for the title company, sign all your paperwork, sign away your firstborn AND second-born.

It wasn’t actually THAT bad. In the whole process, it was rather anti-climactic. I signed a bunch of paper, initialed a few pages, and we told lots of stories (and discussed good restaurants).

And then it hit me. I now own a house. Well, mostly.

After lunch, and after I got to work, the phone started ringing incessantly.

The title company called, we missed a signature on one of the million pages.

The mortgage lender called, they had an error in underwriting, and needed some extra paperwork to explain my mother’s gift of money to me (to help with funding the house).

The insurance guy called, and during the conversation we found out he hadn’t sent me the paperwork to sign yet.

This was followed by the most expensive next 30 minutes of cellphone time. 2 calls to Norway, several calls to the bank, lender, title company, etc.

I think it’s all good, and as far as I know, I’m still the owner of a new (to me) house.

Yay.

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House photos

Posted by Dominic Tue, 13 May 2008 05:48:00 GMT

I’ve finally uploaded photos of the interior of the new house.

Warning, the photos are fairly large, they are panorama shots.

Look here.

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Buying a house, step 3 - sorrow.

Posted by Dominic Sun, 11 May 2008 05:52:00 GMT

A bit of backstory:

I’ve lived in my current apartment for over 8 years. Prior to that, I lived in the complex “next door” for 18 months, and before that, I lived in a complex off Duval and Mopac (different part of town but nearby.)

It struck me on my way home tonight, that I am going to miss this part of town. In many ways, 78759 and it’s surroundings, has been my “stomping grounds” while in Austin. I’ve always lived in that zip code, but now that’s going to change.

It’s a bit sad to think about. 10 years in the same part of town—and whereas I’m not moving far way, it’s far enough to where the “local grocery store” is a different one.

I won’t be able to walk to Amy’s Ice cream, or Barnes & Noble, or Thundercloud… I don’t know. In many ways this part of town as been my “universe” for so long, it’s hard to think of any other place being “it.” (Of course I know this is wrong—in due time I’ll be used to living at the new house, and things will subtly change.)

Having said all that, it’ll still be a sad day when I no longer drive down Jollyville, take the turn onto Great Hills Trail and hope for the lights to be green until I U-turn for my apartment entrance….

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Buying a house, step 3 - inspection.

Posted by Dominic Sun, 11 May 2008 00:45:00 GMT

Friday the Inspector and termite guy went to do the inspection on the house.

It passed - nothing major was wrong.

A few small things were sent to the seller to ask that they take care of - we’ll see if they agree or not. Most of the list is things that aren’t up to code, et cetera.

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